About Universal
LMC Foundation
FAQs
English | Español
Ponce
Universal Home Screen
Personal
Auto
Annual AutoDouble InterestAuto LiabilityTravel & Road Assistance
Unipak Personal
Unipak Personal
Home
Dwelling (Hazard)Home AssistanceFlood
Life
Final Expenses (Horizonte)Quick TermTerm Life
FinancingLIfe & Investment
Commercial
Auto
Double InterestAnnual PolicyTravel & Road Assistance
Comm Property
Group Life
Group LifeLong Term Disability (LTD)Short Term Diability (STD)SINOTCredit Life
Comm Liability
Lawyers Prof LiabilityDesign Prof LiabilityAccountants Prof LiabilityDirectors & Officers (Non_Profit Entities)D&O Liability for Homeowners AssociationEPL (Employment Practices Liability)
Comm UmbrellaBondsFloodFinancingHealth & Benefits
Only Clients:
Only Customer: 
Register Now
Login as...
Customer
Agent
Lender
Agency
Only Customer: 
Login as...
Customer
Agent
Lender
Agency
Go
Go
Go
Go
Go
Products and Services
Report a Claim
Pay your Policy
Download Payment Letter
Certificate to Rent a Car
Certified Copy of Compulsory Ins Policy (SRO)
Download our App
Make an appointment (Compulsory policies only)
Auto
Unipak Personal
Home
Road & Travel Assistance
Home Assistance
Liability
Health & Benefits
Business
Life
Pay


News & Media
What you should know when purchasing car insurance
Buying a car? We'll help you find the best option.
Read more
Download car license!
We include a link to DTOP where you can download your auto license.
Access here!
Campaign - Personal Contact
While others only use technology, we add the personal contact.
See video
Our Service Centers - Universal and Point Guard
Bayamón, PR - Universal / Point Guard
Río Hondo Plaza - Road 167
Comerío Avenue
Working days:  Monday to Friday
Office Hours: 7:30am –4:30pm
Telephone:  (787) 641-7171
Caguas, PR - Universal / Point Guard
Bo. Cañabón,  Road 156, Km 58.7
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Canóvanas, PR - Universal / Point Guard
Road 3 Km 16.8 / Marginal
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Guaynabo, PR (Main Office)
UNIVERSAL INSURANCE / UNIVERSAL LIFE INSURANCE
Metro Office Park
Street 1 Lot 10, Guaynabo PR
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Hatillo, PR - Universal / Point Guard
Bo. Carrizales / Marginal
Road 2 (PR 2), Km 85.3
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Mayagüez, PR - Universal / Point Guard
Bo. Sábalos / Marginal
Road 2 (PR 2),  Santa Lucía St.
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Ponce, PR - Universal / Point Guard
Road 2 (PR 2) - 2916 Ponce Bypass,
Working days:  Monday to Friday
Office Hours: 7:30am – 4:30pm
Telephone:  (787) 641-7171
Buchanan, Guaynabo PR
Buchanan Office Center
Suite 110 Road 165 #40
(In front of El Nuevo Día)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1701
Aguada, PR
Road 417 Km 2.9
(Ramos Service Station)
Working days:  Monday to Friday
Office hours:  7:30am - 4:30pm
Telephone:  (787) 589-0277
Morovis, PR
Rolón Service Station
Road 155 Km 48.8
Bo. Buena Vista
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1798
Ponce, PR
Centro Caribe Building, 1st Floor - Suite 101B
2053 Ponce By Pass
(In front of Plaza Caribe Mall)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1705
Quebradillas, PR
Road  2 (PR 2)  Km 97.3
Bo. Cocos
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 282-1715
Yauco, PR
Yauco Gallery
Road 128 Km 2.2 Bo. Susua Baja
(Next to the Police Station)
Working days:  Monday to Friday
Office Hours:  7:30am - 4:30pm
Telephone:  (787) 992-0000
More Information
Authorized Body Shops
Terms of Use
Careers
Privacy Policy
EULA
Quality Policy
© 2025 Universal Group Inc. All rights reserved
Terms of Use
Careers
Privacy Policy
EULA
Quality Policy
Contact Center
787.641.7171
Contact us
IRA/Annuities Service Center
787-706-7095
Asistencia en el Hogar
787-706-7168
Asistencia en Viajes y Carreteras
787-706-7347
WhatsApp
787-706-7360
Transparency Rule
Follow us
Loading
Get a quote
Auto
Dwelling/Hazard
UniPak
Flood
Liability
Commercial
Don’t know yet, I would like to get some advice
Contact Center
Call to us
787.641.7171
How can we help you?
I want to send an E-mail